“Citi” or “Citibank" refers to Citibank Singapore Limited.
“M1” refers to M1 Limited.
“Eligible Card” refers to Citi M1 Platinum Visa basic card only.
“Eligible Cardmember” refers to an individual who:
has applied for the Eligible Card through an on-line acquisition channel;
does not have an *existing Citi Credit Card (as a main cardmember)
at the time of his/her application for the Eligible Card; and
does not hold any Eligible Card as a primary Cardmember and did not
hold an Eligible Card as a primary Cardmember that was terminated within twelve (12) months
prior to his/her application for the Eligible Card; and
has not already submitted an application for a Citi Credit Card as
a main cardmember, which is pending approval, at the time of his/her application for the
Eligible Card; and
is not an employee of Citibank and its affiliates; and
is not a United States ("U.S.") Citizen, U.S. Resident, or U.S.
Green Card holder. A person is a "U.S. Resident" if he is present in the U.S. for more than
31 days in the current calendar year, and for an average of at least 183 days over the
current calendar year and the preceding calendar years; and
is not an individual resident of the European Union, European Economic
Area (EEA), Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and The Isle of Man.
*For clarity, an existing Citi Credit Card account includes an application to upgrade an existing
Citi Credit Card as well as an application for a Citi Credit Card that has been approved by Citibank
even if the physical Citi Credit Card has not been received by the customer and/or has not been
activated or utilized by the customer.
“Promotion Period” means the period from 01 July 2020 to 31 July 2020
“New-to-Bank Card Customer” is a new Citi Credit Card Cardmember who does not
hold any primary Citibank Credit Card at point of credit card application and/or must not have
closed/terminated any of his/her Citibank Credit Card within twelve (12) months prior to his/her
application for the Eligible Card.
"Qualifying Spend" refers to any retail transactions (including internet
purchases) which do not arise from (i) any Equal Payment Plan (EPP) purchases, (ii) refunded /
disputed / unauthorised / fraudulent retail purchases, (iii) Quick Cash and other instalment loans,
(iv) Citi PayLite / Citi FlexiBill / cash advance / quasi-cash transactions / balance transfers /
annual card membership fees / interest / goods and services taxes, (v) bill payments made using the
Eligible Card as a source of funds, (vi) late payment fees and (vii) any other form of
“Qualifying Period” refers to the period starting from the Eligible Card
approval date to the end of that calendar month (“First Month”) and, two full calendar months
immediately after the end of that First Month. Example: if the Eligible Card is approved on 12 July
2020, the Qualifying Period will be from 12 July 2020 (i.e. card approval date) to 30 September 2020
(i.e. two full calendar months starting from July 2020), both dates inclusive.
The “spend date” of any Qualifying Spend will be determined by its
transaction date based on Singapore Timing (UTC+08:00) and Citibank bears no liability for any late
submission or transaction posting of any purchase by any merchant that might affect the Promotion.
The first one thousand (1,000) Eligible Cardmembers, as defined
under this Promotion as well as the Citi M1 Card Off-line Product-Led Acquisition Promotion, to apply via an
on-line or off-line acquisition channel will qualify to receive cash back set out in the corresponding table
below if he/she fulfills all requirements of the Promotion:
applies for an Eligible Card during the Promotion Period an on-line channel and has
his/her application approved by 31 July 2020; and
successfully establishes a recurring payment arrangement with Citibank where
all/or M1 bill(s) is paid via the Eligible Card for the next consecutive 12 months; and
customers must meet the Qualifying Spend Amount during the Qualifying Period
on his/her Eligible Card that he/she holds as a main cardholder as set out in the table below.
New-to-Bank Card Customer
Charge M1 recurring bills on Eligible Card
Charge S$600 worth of Qualifying Spends on
Eligible Card by Qualifying Period
The maximum cash back that an Eligible Cardmember can receive under this Promotion is
S$200 (for New-to-Bank Card Customer).
Fulfillment of Welcome Offer when the Eligible Cardmember fulfills requirements during
the Qualifying Period:
The Welcome Offer of S$200 cash back will be credited to the Eligible Card
within four (4) calendar months from the Eligible Card approval date if all the conditions in Clause (2)
has been satisfied.
In the event that the Eligible Cardmember’s Eligible Card is not activated,
inactive, terminated or closed (whether by the individual or by Citibank) prior to the date of
crediting the Welcome Offer, Citibank reserves the right to forfeit the Welcome Offer.
The Welcome Offer credited under this Promotion (i) cannot be used to offset
against any minimum payment due and (ii) cannot be withdrawn from the Citi Credit Card account in
An Eligible Cardmember whose Eligible Card is not in good standing or is
otherwise closed/terminated and/or suspended (whether closed/terminated/suspended by the Eligible
Cardmember or Citibank or for any reason whatsoever) at any time before the fulfilment of the
Welcome Offer will not be entitled to receive any Welcome Offer on or after the date on which the
Eligible Card is closed/suspended/terminated.
In the event that the Eligible Cardmember has accumulated the Qualifying
Spend Amount on his/her Eligible Cards or Eligible Account within the Qualifying Period, but has
some of his/her transactions made during the Qualifying Period reversed/refunded/rejected, and as a
result the Eligible Cardmember no longer meets the Qualifying Spend Amount within the Qualifying
Period, Citibank reserves the right to forfeit/clawback the Welcome Offer.
By participating in this Promotion, Eligible Cardmember authorizes Citibank to send
Short Message Service (“SMS”) notifications pertaining to the Promotion to him/her. Eligible Cardmembers
also consent to Citi disclosing their data and information (including whether the Eligible Cardmember’s
application for the Eligible Card has been approved, the approved Eligible Card number, the Eligible
Cardmember’s NRIC/Passport/FIN number and whether or not the Eligible Cardmember is a New-to-Bank Cardmember
or Existing-to-Bank Cardmember) to M1 for the purposes of verifying if the Eligible Cardmember is an
existing M1 customer, establishing the recurring payment of the Eligible Cardmember’s M1 charges and
crediting of cash back under the Promotion.
In the event of any inconsistency between these terms and conditions and any
advertising, promotional, publicity and other materials relating to or in connection with the Promotion,
these terms and conditions shall prevail.
Citibank and M1 reserve the right to terminate this Promotion at any time, and/or vary
the terms and conditions governing this Promotion from time to time, without having to give any prior
Citibank’s and M1’s decision on all matters relating to this Promotion will be at its
discretion and will be final and binding on all customers.
Citibank shall not be responsible for the quality, merchantability or the fitness for
any purpose or any other aspect of the products and/or services provided by third parties. Citibank shall
not at any time be held liable for any loss, injury, damage or harm suffered by or in connection with the
products and/or services provided by third parties.
This Promotion is not valid with other promotions unless otherwise expressly stated.